Hassle free housing loan assistance

We at AHFCL understand that a home buying decision is the most important decision in your life and hence we strive to provide a seamless customer experience when it comes to financing the purchase of your dream home.

You can avail Home Loan to acquire a ready /under construction residential property / construction of a residential property on own land. AHFCL also provides loans to refinance home loan availed by the customer from other Banks / HFCs.


Loan Amount

2 Lakhs
25 Lakhs
* At the discretion of AHFCL

Loan Tenure

5 Years
25 Years
20 Years

Loan tenor may not be extended beyond the age of sixty (60) years in case of Salaried and Seventy (70) in case of self-employed customers at the time of loan maturity

Interest Rate
Customer Type Interest Rate RPLR Minus Spread AHFCL RPLR
Salaried 12.00% to 16.00% 6.20 % to 3.20 % 18.20%
Self Employed 12.50% to 16.00% 5.70 % to 3.20% 18.20%
Self Employed / Non Professional 12.50% to 16.00% 5.70 % to 2.20 % 18.20%
* RPLR - Retail Prime Lending Rate
Processing Fees
Sr. No. Fees / Charges Type Description
1. Non-refundable Processing fees: Rs. 5,900 /- (Five Thousand and Nine Hundred only) The processing fee is a onetime non-refundable fee, and is collected by AHFCL for the purpose of appraising the application for the Loan and the same are independent of the outcome/result of such appraisal. Please note that the processing fees is payable at the time of submitting Application Form, duly filled in by way of cheque/Demand Draft favouring AHFCL and /or such other mode as may be acceptable to the Company.
2. Total Processing Fees (Inclusive of the non – refundable amount) 1.5% to 3% of the sanction amount plus applicable taxes and/ or other statutory levies

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